How it works
Three reports. No black box.
The same inputs always produce the same report, and every factor carries a reason.
Verification.
Is it genuinely profitable?
- T0 Document integrity
- Do the claimed numbers tie across GST, ITR, P&L and the lease?
- T1 Triangulation
- Claimed revenue against GSTR-1 turnover and bank deposits. A gap over about 15% on GST is a priority review item.
- T2 Forensic scan
- Customer concentration of 60% or more, owner dependency, short lease, lapsed licences, open court cases or GST notices.
- T3 CA sign-off
- A partner Chartered Accountant reviews the pack and stamps the CA Verified badge. Paid, planned tier.
- T4 Site visit
- Stock, plant, staff and signage physically verified. Optional, planned tier.
Worth.
Is it worth this price?
- Normalise earnings
- Reported EBITDA plus one-time items, minus off-market rent and a market-rate deduction for the owner’s own pay.
- Value band
- Normalised profit times a category multiple, checked against the net tangible asset floor.
- Health score
- Nine weighted, explainable factors, scored 0 to 100.
- Verdict
- Priced below range, Fairly priced, Room to negotiate or Closer look advised, with the reason stated.
Payback.
When do I break even?
- The sum
- Purchase price, closing costs and working capital, divided by honest monthly profit.
- Owner-dependency haircut
- If the owner personally drives the revenue, expected profit is discounted before any number is shown.
- Three scenarios
- Optimistic, base and pessimistic, at 30% either side of the base case.
- 36-month curve
- Growth and seasonality applied month by month, with the breakeven month marked.
What we don’t claim.
- Reports are advisory, not investment advice.
- Filings may be incomplete. We check what the seller provides.
- Payback curves are scenarios, not promises.